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Mississippi Real Estate

Explore Mississippi.

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Source: Realtor.com Economic Research, state-level data for September 2026. Market data is updated periodically and deemed reliable but not guaranteed.

About Mississippi real estate

Mississippi has some of the lowest housing costs in the country. The challenge for buyers is finding markets with sustained employment growth.

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Expert take: Property taxes are among the lowest in the country, keeping carrying costs low. DeSoto County, the Memphis commuter belt, is the strongest growth market, while the Jackson metro varies widely by county.

By the Numbers

  • $292,250Median listing price statewide
  • 2.94 millionPopulation
  • JacksonCapital
  • 5Major metros

Mississippi market snapshot: September 2026

Source: Realtor.com Economic Research, state-level data for September 2026. Market data is updated periodically and deemed reliable but not guaranteed.

  • Median listing price$292,250-1.4% YoY
  • Days on market75median
  • Active listings9,000+on market
  • YoY price change-1.4%12-month

Mississippi through experienced eyes

Find a Home Network Perspective Authored by the Find a Home Network.

What makes Mississippi different.

Housing costs are among the lowest in the country, and property taxes are among the lowest nationally, which keeps carrying costs low.

Current conditions.

Mississippi's median listing price is $292,250, with homes taking a median 75 days to sell and 9,000+ active listings.

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The Jackson metro alone varies widely by county, so read Mississippi market by market.

The single biggest trend.

DeSoto County, the Memphis commuter belt, is the strongest growth market in the state. The Gulf Coast is shaped by insurance complexity, and the Jackson metro varies widely by county.

Where to look in Mississippi

  • Jackson

    State capital. Healthcare and government. Madison and Rankin counties drive the top pricing.

  • Gulfport-Biloxi

    Gulf Coast. Casino economy. Hurricane and insurance considerations.

  • Hattiesburg

    Southeast Mississippi. University of Southern Mississippi.

  • Tupelo

    North Mississippi. Furniture manufacturing.

  • DeSoto County (Memphis MS suburbs)

    Memphis commuter belt. Highest growth in the state.

Schools & Education

Mississippi public school districts include Madison County Schools, DeSoto County Schools, and Rankin County. Private schools throughout the state include Jackson Prep, MRA, and Lamar.

Climate & Weather

Humid subtropical. Hot, humid summers and mild winters. Hurricane risk June through November on the Gulf Coast. Tornado risk in spring.

Questions buyers and sellers ask us most

How much do I need for a down payment in Mississippi?

For conventional loans, 20% down on the Mississippi median of $292,250 would be $58,450. Most Mississippi buyers close with 3-5% down via conventional, FHA (3.5% down), or VA (0% for eligible service members). Check with a local lender.

What is the best time of year to buy a home in Mississippi?

Late summer through early fall is historically the most favorable buyer window across most US markets, and Mississippi follows this pattern. Spring has the most inventory but the most competition. Winter has the least of both.

Can I buy a home in Mississippi without seeing it in person?

Yes. A local REALTOR® running video walkthroughs, paired with a thorough inspection contingency, makes a remote purchase manageable. Most Mississippi agents are comfortable with this workflow.

How long does it take to close on a home in Mississippi?

30-45 days is typical for a financed purchase, and 14-21 days is achievable for cash. The bottleneck is usually appraisal and lender underwriting, not title work.

Guidance That Moves You Forward

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